Tax Planning · BC & Alberta

Pay What You Should. Not More.

Strategic Canadian tax planning for owner-managed businesses and their principals. Built around CCPC rules, not American frameworks. Proactive, not reactive.

CPA Since 1992 CCPC Specialist BC & Alberta Personal + Corporate

Most business owners find out their tax bill in April. That's too late.

Tax planning isn't a year-end exercise. The decisions that reduce your tax bill are made throughout the year — compensation structure, timing of income and expenses, corporate investments, and how money flows between you and your company. By the time your accountant files your return, those decisions are already locked in.

01

You paid more corporate tax than you needed to because income wasn't timed correctly.

02

Your salary/dividend mix wasn't optimized — CRA got more than your family did.

03

Passive income inside your corporation triggered clawbacks you didn't see coming.

Ongoing strategy — not a once-a-year conversation.

Laurence's tax planning engagements are built into your monthly CFO or CAS relationship — not a separate add-on you call about in March. Every month, your tax position is tracked, your compensation is reviewed, and your corporate structure is working as hard as it should be.

What's covered month to month
  • Owner compensation optimization (salary vs. dividend)
  • CCPC small business deduction monitoring
  • Corporate tax instalment planning
  • RDTOH tracking and dividend planning
  • Passive income threshold monitoring
  • Capital gains exemption eligibility review
  • Year-end planning session (Q3/Q4)
  • Personal tax coordination for owner-managers

Canadian tax expertise across every layer of your business.

CCPC Tax Planning

Maximize the small business deduction, manage passive income thresholds, and keep more money inside your corporation at the lowest rate.

Salary vs. Dividend Optimization

The right mix changes every year based on your income, your corporate earnings, and the latest federal and provincial rates. We run it every year — and adjust mid-year when it matters.

RDTOH & Passive Income Planning

Passive income inside your corporation affects your small business deduction. We track it, plan around it, and make sure you're drawing dividends at the right time.

Capital Gains & LCGE Planning

The Lifetime Capital Gains Exemption is one of the most valuable tax tools available to Canadian business owners. We make sure you qualify when it counts.

Family Tax Planning

Income splitting, spousal loans, family trusts, and shareholder structures — legal strategies to reduce the family's total tax burden.

Cross-Border Tax (Coming Soon)

Planning for Canadian business owners with US income, assets, or expansion plans. In development — ask about current availability.

Your personal return isn't simple. We treat it that way.

When you own a corporation, your personal tax return touches everything — dividends, salaries, capital gains, rental income, investment income. Laurence prepares and coordinates personal tax for owner-managers as part of the overall planning picture — not as an afterthought.

T1 preparation for owner-managers
Dividend and salary income reporting
Capital gains and losses
Rental property income
RRSP and TFSA strategy
Investment income reporting
Prior year adjustments and CRA correspondence
Instalment payment planning

Common questions about tax planning.

Stop finding out your tax bill after the fact.

Book a discovery call and let's look at what your current structure is actually costing you.